As a salary earner who loves using Chime, you might ask about the Payday loans that accept Chime. This is alright because, by the end of this post, we will understand the top instant payday loans that accept Chime with lousy credit scores so you can patronize them.
The truth is that many payday loan platforms or lenders accept Chime for deposits and direct debit. Most of them are United States companies that are flexible for everyone and have easy integration with other apps. In this post, we are going to look at some of the best options if you are looking for payday loans that accept chime.
Over the years, Payday loan apps have proven to be better than payday loans. Payday loan apps withdraw money from your upcoming paycheck. They mostly do not charge interest, overdraft fees, or late fees. They have minimal eligibility requirements compared to most finance platforms, and you can access loans from payday loan apps even with a bad credit score.
Top 10 Payday Loans That Accept Chime
If you need instant payday loans that accept Chime, this section would find them for you so you can easily integrate with other apps and start carrying out different transactions.
Here are the top 10 loans that accept chime in 2023.
Klover is one of the best instant payday loans that accept Chime. This app is also a very popular one in the United States. Klover offers up to $100 cash advance with no interest. It has a short turnaround period, where you get funded within minutes of approval.
Klover works seamlessly with Chime making it one of the best options you can consider right now for your instant online loans that accept Chime.
Dave is the second of our best online loans that accept Chime. Dave allows you to connect to your Chime account and get up to $200 cash advance with direct deposit no credit check and interest rate.
With Dave, you will be at peace that you have no late fees, unlike other apps that add late fees to your transaction when you default to pay earlier or within the expiry date.
3. Varo Money
Varo is one of the best payday loans that accept Chime. This app provides you access to contactless debit cards, and visa cards and allows you to take payday loans and repay back when you need them.
Its integration with Chime gives you double the power to perform different cash advance transactions faster without any form of limitation.
4. Honest Loans
Honest loans are among some of the best payday loans that accept Chime. The loan company works in connection with other lenders by matching you with verifiable lenders which helps to guarantee your loan approval in 24 hours or less.
Once approved, you can get your money disbursed into your account instantly without delays. With Honest Loans, you can borrow up to $50,000 in a cash advance or personal loans and enjoy the benefits of repaying in installments.
Honest offers payday loans starting from $100. With Honest Loans, you get funded within one business day immediately after your request is approved
The Cleo app is one of the best payday loans that accept Chime and with Cleo, you would be able to get a spot me a loan of up to $100 without any fee or interest.
If you need payday loans that accept Chime with no credit checks or interest at all, then Cleo is what you want to check out. Cleo would also send you customized helpful content to become good at saving money and reclaiming your life back without depending on loans.
6. Figure Loans
Figure loans is another of some great instant payday loans that accept Chime in the United States. With Figure, you can get home equity loans from $20,000 to $400,000 at a 4.24% to 12.25% APR.
MoneyLion is the seventh of our top instant payday loans that accept Chime. MoneyLion offers up to $25 to $250 cash advances or up to 15% of your paycheck with direct deposit. It does not charge interest and no late fees. Also, no credit checks on the MoneyLion payday loan platform.
MoneyLion works directly with Chime allowing the platform to provide you with more options to spend your money even before your payday.
Albert offers up to $250 cash advance ahead of your paycheck within a turnover period of three business days. Currently, Albert is offering a $150 sign-up bonus for new members with specific requirements at the time of writing this article. Do check out and claim it if you meet the requirements.
Also, when you use your Albert card to buy gas or groceries, you would also stand a chance to earn back up to 20% even when you have the power to maintain a $0 balance and $0 fees making it one of the best instant payday loans that accept Chime.
Empower is again one of the best payday loans that accept Chime. This app operates at a different level by giving you a quick cash advance loan of up to $250 and gives you the opportunity to grow up to a $1000 line of credit.
When you repay your Empower loans on your next payday, you stand a chance to enjoy free interest rates. And to top, it all, Empower grants you loans instantly without any credit check.
10. Heart Payday
Heart Payday is currently one of the best instant payday loans that accept Chime today. This app simplifies payday loans and extends its offering to installment loans and personal loans.
What this means is that, when you take a payday loan with Heart Payday, you would be able to repay in bits with loan tenors starting from 3 months to 24 months. With Heart Payday, you can access loan amounts up to $100 – $5000 disbursed into your account within 24 hours.
Instant Payday Loans that Accept Chime
The best instant payday loans that accept Chime are;
- Varo Money
- Honest Loans
- Figure Loans
- Heart Payday
What Payday App Works With Chime?
One of the best Payday apps that work with Chime is Heart Payday. This app simplifies payday loans and extends its offering to installment loans and personal loans. You can borrow up to $100-$5000 and get disbursement within 24 hours with the Heart Payday. It is one of the best online loans that accept Chime.
Do Payday Loans Work With Chime?
Yes, Payday loans work perfectly with Chime. Chime is not a bank, but it allows you to have fee-free checking and savings accounts that support direct deposits and debit cards. Payday loans that require bank accounts that offer direct deposit can work with Chime.
Therefore, as a low-income earner or low-credit individual, you can search for payday loans accepting direct deposits and use your chime account instead of the traditional bank account.
Can I Get A Loan With My Chime Account?
The simple answer is YES, you can get a loan with your Chime account. Chime provides you instant access to money when you need it to cover emergencies when you accept the loan offer in your account. Also, Chime account holders can use lenders like Dave, Heart Payday, and Klover who accept direct deposit accounts to access such loans.
Chime offers cash advances which are short-term loans with fast funding and are similar to Payday loans. This Chime cash advance can be used to settle urgent and emergency needs. However, they are not recommended for long time settlement.
To open a Chime account, you must be of age, from 18 years upwards. This allows you to get fee-free checking and savings accounts, and they come with a debit card and are direct deposit enabled.
If you are into payday loans, Chime has an optional feature called, “SpotMe.” This optional feature offers overdraft protection on debit card purchases. This makes it a good choice than payday loans.
Bad Credit Loans That Accept Chime
Below are the three best bad credit loans that accept Chime.
1. Green Dollar Loans
Green Dollar loans are the best loan app that gives cash advances to customers with bad credit that works with Chime. The online application to get a payday loan on the app with Chime is fast and straightforward.
With Green Dollar Loans, you can access $100 and $5000 with a Chime account. The interest rate is between 5.99% and 35.99%, with a repayment period of 3 to 24 months.
Also, the Green Dollar Loans offer an option to borrowers who don’t earn their income through traditional methods. To be eligible for this loan, you must be up to 18 years and a legal citizen of the United States. Also, you must show proof of income that shows that you make at least $1k p/m.
2. Viva Payday Loans
Viva Payday Loans is another best bad credit loans that accept Chime. They offer low APR online cash advance loans that accept Chime. If you have bad credit and need quick cash with minimal fees, Viva Payday Loans is the best.
The interest rate is as low as 5.99%, compared to the interest rate of other payday loans, which is around 35.99%. Viva Payday Loans that accept Chime allow you to borrow between $100 and $5000. The repayment duration of the loan is between 3 to 24 hours, depending on your financial standing and loan amount.
If you have bad credit, you must prove affordability before you can be given a loan on Viva Payday loans with Chime. Lenders in this platform carry out affordability assessments before approving and disbursement the loan. Only those that pass the affordability test, even with bad credit, are accepted.
The online application to access loans with Chime via Viva Payday Loans is fast and easy. You will be notified whether your request will be approved or not. If a lender can’t help you, you can try other alternatives.
3. Low Credit Finance
With Low Credit Finance, you can borrow loans with a Chime account without a payslip. Although, you will need to provide proof of income, such as bank statements or tax returns. Even those with bad credit can apply.
You can borrow between $100 and $5000 on this app for a repayment period of 3 to 24 months. There is no static interest rate. The interest rate you will be charged depends on your financial standing, the amount you borrow, and the term you requested for.
However, many payday loan apps that accept Chime charge interest rates between 5.99% to 35.99%.
Yes, it’s true that there are a lot of Payday loans that accept Chime. Due to the similarity in functions of Chime with traditional banks, many payday apps lender will offer you loans with a Chime account. However, it is advised not to form a habit of always collecting cash advances via payday loan apps, as this might keep you in the circle of debt forever.
So, if you are searching for Payday loans that accept Chime near me, kindly check the list above to be certain if they are near your reach.