Obviously, there are more than 10 apps like Beforepay in Australia but what are there, what makes them different, why should you leave Beforepay and use them when you can get everything you need with Beforepay? These apps are either a combination of both features or have their own individual unique selling point that might want to motivate you into using them.
In this post today, I’ll be listing out all the top Beforepay alternatives for Australia that you can use as cash advances before your payday comes. We all go through unforeseen circumstances that require quick cash loans and these apps are like a lifesaver to many hence why it is very important we constantly update you with the list.
What is Beforepay App Australia all About?
The Beforepay loan app is one of the most popular loan apps in Australia that gives you a cash advance loan from $50-$1500 of your next pay just before your payday actually comes.
Just like the name implies, you can get a loan on the app with a flat fee of 5% with no interest rate before your salary comes. If you are a salary earner and this app is not enough for you but you are looking for other alternative apps like Beforepay, then this list of apps like Beforepay is what you don’t want to miss.
Top 10 Apps Like Beforepay In Australia
There are many alternatives to Beforepay in Australia that can pay you cash advance loans of up to $5000 but not all of them have fast approval and are reliable.
If you are a salary earner and need apps like before pay to take a cash advance loan, below are the top 10 loan apps like before pay.
1. Latitude
Latitude is one of the best loan apps like Beforepay that operates in a similar manner. Although this app is owned by a company called Latitude Financial Services is dedicated to offering any kind of loan to customers. However, it has a dedicated feature that is called LatitudePay that can also be used to pay for products and services before your next payday without any form of interest rate.
The repayment option works in a manner similar to getting a credit card from your bank but works on online and eCommerce websites perfectly.
2. CommBank AdvancePay
CommBank AdvancePay is another reliable and trusted loan apps like Beforepay that enables you to take out a cash advance loan to pay for any emergency before your next payday. This company has been in existence for a long and has a lot of success stories on the internet.
With CommBank AdvancePay, you can take a minimum loan of about $300 to any amount before your next payday. This loan would have a single $5 fee for every $500 you take. That means you will pay a $5 fee for $500 and $10 for $501-$1000, etc.
However, if you default to repay your loan, you might be penalized and other fees applied to your account. But it is one of the best alternatives to the Beforepay loan app.
3. WagePay Loan App
WagePay just like the name implies is one of the best loan apps like BeforePay. The app helps you take a cash advance loan of up to 25% of your current wages and repay back with a tiny one-time extra fee of about 5% of the total loan amount.
This app however is not as common as CommBank AdvancePay and Latitude due to the short period it might allow you but it is one of the lifesaving apps you can take out a quick cash loan fast and repay back on your next payday with minimal interest rates.
4. Mypayfast App
While this is also one of the good loan apps like Beforepay, it is a little bit strict for low-income earners and operates in a slightly different manner from WagePay and Latitude. You’ll need to connect your bank with the app which automatically detects if there is a consistent inflow in the account.
Mypayfast helps you track all your income and expenses and when the need arises for you to take a cash advance loan, it gives you access to part of your funds even before the day you will get paid. The app won’t work for you if you don’t have a weekly inflow of $480 or more.
5. Payactiv
Payactiv is another interesting loan app to access your earned wages on time even days before your actual Payday. You can get paid ahead of your salary before getting paid by your company. Even companies can sign up and offer these opportunities to their employees.
As one of the best loan apps like Beforepay, you don’t need much to be qualified. The company has been online since 2012 and has garnered a lot of positive feedback from customers they have served.
6. Wagetap
Digital Services Australia V Pty Ltd founded Wagetap loan app. It is one of the best Beforepay alternative out there to take a loan.
As one of the apps like Beforepay, it works similar to Wagepay. Just that the maximum of your wage that this app can offer is $300 while that is just a starting point for Wagepay.
7. PressPay
PressPay also top our list on the best apps like Beforepay. It one of the simplest and better option compared to other alternatives. This app has been saving many and can offer you up to $1000 while it is automatically deducted from your next payday.
This app only require your mobile number and your account would be setup while you link your bank account with it for automatic deposit and deductions on your next payday.
8. ZayZoon
ZayZoon although not too popular has been proven to offer next payday loan opportunities to employees. The app is integrated with a lot of Payroll system and companies can integrate it with their solutions too.
9. MoneyMe
MoneyMe also works in a similar way with BeforePay but more of a loan app than a before pay app. This loan app isn’t quite clear what it is offering to customers.
10. Cash Converters
Cash Converters has been around for sometimes and still function in a similar way and can offer $50-$2000 in cash advance for your next repayment. This loan can also be acquired in store or online.
What is similar to Beforepay Australia?
There are about 10 loan apps similar to Beforepay apps and these includes PressPay, MyPayfast, Wagepay, CommBank AdvancePay, Latitude, ZayZoon and MoneyMe. These apps can give you loan while you pay back in your next payday.
