Anyone just getting started with mobile phones should want to know how to borrow data from MTN because when it comes to fast internet speed and browsing, the MTN network has proven itself to be the best among other networks providers, however, it can be frustrating most times when you are out of data while on the net trying to complete a project or do other things and you are also out of cash or not in a situation where you cannot go out to buy a recharge card to load and buy a data bundle.
At such point, the only solution is to borrow data from MTN and pay back on your next recharge, however, we always advise that you borrow the amount you can easily pay back so you don’t end up not using the SIM again because of not being able to recharge it.
But then, most people do not know how to borrow data from MTN, which is also why you searched the web and found us. However, you need not worry again because after reading this article you would know how to borrow data from MTN and other stuff related to borrowing with MTN.
About MTN XtraByte Service
The MTN XtraByte Service is similar to the 9mobile more credit service and the Airtel Credit Laon service which enables its network users to borrow data and airtime.
The same thing applies to the MTN XtraByte Service. with the MTN XtraByte Service, MTN subscribers can borrow data and airtime anything they are out of cash to buy a voucher and recharge their lines and then pay back on their next recharge.
Note that you have to meet MTN’s eligibility requirements before you can actually borrow data.
How To Be Eligible for MTN XtraByte | Eligibility Requirments
Below are the eligibility requirements you have to meet in other to borrow data from MTN
- Have registered your phone number ( SIM) and linked your NIN
- Been a customer of MTN for more than three months
- Have recharged a minimum of N200 a month for the past three months.
- Completed any pending XtraByte loan requests.
How To Borrow Data from MTN
Basically, there are two ways you can borrow data from MTN and we have taken out time to explain the two methods step by step below. However, before you go ahead and try borrowing from MTN, ensure you have checked and passed the eligibility requirements listed above.
How to Borrow MTN Data Using *303#
To borrow data on MTN, you need to use the code *606#, by using the code I mean dialing *303#, and after that click on XtraByte and then XtraData.
Below is a step-by-step guide to borrowing data from MTN using *606#,
- Dial *303#,
- Click on XtraByte
- Select XtraData
- You will be given a list of data and their prices to choose from, choose anyone that best suits your needs.
- Confirm the transaction and you will be credited.
How to Borrow MTN data using IVR 606
The second method you can use to borrow data from MTN is by using the IVR method which is actually calling 303 without * and #.
Follow the steps below.
- Call 303
- You will be asked to select your preferred language, select whichever one you want
- You will be asked other questions, just follow the command by pressing the right number
- Lastly, you will be asked to select XtraTime for airtime or XtraByte for data ( since we need data then you select XtraByte ) and select your preferred data plan.
- You will be credited with the data which you will pay back with a 15% service charge.
How to pay back borrowed data on MTN
Just like paying back borrowed airtime on MTN, all you have to do is recharge your MTN SIM with the equivalent amount charged for the data you borrowed.
E.g, if you borrowed 100MB which is N100, you will have to recharge N100 and above to pay back your data debt.
How to Borrow Data from MTN without Paying Back
Honestly, there are no ways to actually borrow data from MTN without paying back if you are going to still use and recharge that particular SIM.
This is because, the repayment is always done (deducted ) automatically, meaning you would not have a chance to buy a data bundle or make calls once you recharge a line that was already indebted to MTN.
However, the only way to borrow data from MTN without paying back is to stop using the SIM and maybe buy another SIM card or something.
However, we do advise that you borrow the amount you can easily afford so that paying it back won’t be a problem.
How can I borrow MTN data without paying?
You cannot borrow data from MTN without paying it back except if you do not have any intentions of using the SIM car anyone after using the data.
How can I borrow 50 Naira on MTN?
Just dial *606#. Ideally, a pop-up menu will appear. Xtratime can be chosen from the list. You can choose how much airtime you want to borrow. For instance, the following is how to obtain a 50 Naira MTN loan:
- Pick Xtratime when you call the above code.
- From the list, pick N50.
- Verify the service charge.
How do I buy MTN data?
Any MTN data bundle can be accessed by using the following method: By dialing *131*1# or *904# and choosing your preferred data plan, you can use USSD.
What is the USSD Code To Borrow Data From MTN?
As per directive by the NCC to all telecommunication, the current USSD code to borrow data on MTN, Airtel, Glo, and 9mobile is *303#. This code gives you access to extra credit, extra data, etc.
Conclusion
We hope that this article has been able to answer the question of How to Borrow Data From MTN, however, just in case you didn’t really understand, let me summarize everything. to borrow data on MTN, follow the steps below;
- Dial *303#,
- Click on XtraByte
- Select XtraData
- You will be given a list of data and their prices to choose from, choose anyone that best suits your needs.
- Confirm the transaction and you will be credited.
