Since they are a lot of USSD codes for performing different tasks, you are most likely to forget the particular USSD code for borrowing airtime, or let’s say you don’t even know how to borrow airtime from Airtel, then you have come to the right place.
If you’re an active Airtel user that has been using the network for more than 2 months, it is most likely that you are eligible to borrow airtime. This might seem necessary at first until you’re at the point where you really need to make a phone call and you’re out of airtime and cash, then you will be left with no other option than to borrow from Airtel and repay back on your next recharge.
To avoid being frustrated in such a situation, I will advise that you carefully read this article till the end so as to know everything about, how to borrow airtime from Artel, how to repay, how to borrow airtime from Airtel Nigeria, how to borrow airtime from Airtel without paying back.
About Airtel Borrow Service
Borrowing both airtime and data on Airtel is made possible by the Airtel Credit Loan Services which is a different service on its own under the Airtel Network provider.
Because of this service, you can borrow both data and airtime from Airtel any time you are out of airtime or data and repay on your next recharge with a service fee of about 15%.
However, you have to be eligible before you can access the offer. Below are the eligibility requirements for borrowing airtime from Airtel.
Eligibility requirements for borrowing airtel from Airtel?
- Your Airtel SIM must be registered
- Your SIM must have been actively used for at least 3 months
- You must constantly recharge a minimum of N250 per month for the 3 months. This is because they will consider your monthly recharge frequency
How to borrow airtime from Airtel
- Dial the Airtel borrow code – *303* The amount of airtime you wish to borrow, then, ‘#’ You must dial *500*100#, for instance, if you want to borrow N100 worth of Airtel credit. You can also call *500# and follow the instructions.
- You should then get a notification letting you know that your request is being processed. If you meet the prerequisites, you can do this. However, if you don’t, a notification advising you to recharge more will be sent to you.
- Following the processing message, you will receive N85 as payment. This is due to the removal of the 15% service fee.
How do I repay Borrowed Airtel Credit?
The payback procedure is simple. You simply need to recharge your line with the credit or data you borrowed. Airtel will automatically deduct the money you borrowed once you’ve done this and your repayment would be completed.
Airtel Service charge for Airtime Borrowed
The service charge is 15% of the borrowed amount. E.g, if you borrow N100, you can only get credited with N85.
Airtime Loan (NGN) |
Value* You Will Be Credited (NGN) |
Amount You Pay Back (NGN) |
|---|---|---|
| ₦25 | ₦20 | ₦25 |
| ₦50 | ₦42.5 | ₦50 |
| ₦100 | ₦85 | ₦100 |
| ₦200 | ₦170 | ₦200 |
| ₦500 | ₦425 | ₦500 |
| ₦1,000 | ₦850 | ₦1,000 |
| ₦2,000 | ₦1,700 | ₦2,000 |
How to Borrow Airtime from Airtel without Paying Back
Honestly, there are no ways to actually borrow airtime from Airtel without paying back if you are going to still use and recharge that particular SIM.
This is because, the repayment is always done (deducted ) automatically, meaning you would not have a chance to buy a data bundle or make calls once you recharge a line that was already indebted to Airtel.
However, the only way to borrow Airtime from Airtel without paying back is to stop using the SIM and maybe buy another SIM card or something. But then you would be losing your connections all because you don’t want to pay back your debt.
That is why it is advisable that you borrow the amount you can easily afford so that paying it back won’t be a problem.
How do you borrow airtime from Airtel?
Call the number at *303*amount#. For instance, to borrow N500 worth of airtime from Etisalat, dial *500*500#. Also, keep in mind that the service will cost 15% of your subsequent recharge.
Why can’t I borrow airtime from Airtel?
You can borrow Airtel through the Airtel Extra Credit program if you meet the requirements listed below; You must have a registered SIM and be a prepaid subscriber. SIM must be older than two months. actively using and recharging your line on a monthly basis for N200 on average.
How much will I get if I borrow 500 from Airtel?
Airtel immediately deducts a 15% service fee from the borrowed airtime. The service fee is 20% if the amount borrowed is less than 50 naira. You will be charged the standard 15% service fee for sums over 50 Naira. As a result, if you request 500 Naira, your line will receive 425 Naira as credit.
Conclusion
Borrowing airtime from Airtel has been made possible with the Airtel Extra Credit service, now you can borrow as many times as you want till you reach your limit.
With the help of Airtel Extra Credit service, you can save yourself from frustration and embarrassment when you are out of airtime and don’t have enough cash to recharge.
