Does Klarna accept Chime? You might be wondering if Klarna accepts Chime debit cards and seek clarification. If you are a Chime debit card holder and want to link your card to Klarna, then let’s dig deep to see if Klarna accepts Chime.
Klarna is a legit financial company that allows you to make payments and purchases in four equal installment plans, which can be paid every two weeks. Also, you can switch to the alternative plan, called “Pay in 30 days,” which allows you to complete payment in 30 days.
To make repayments in Klarna, you need to add a debit card, credit card, or bank account to the app that will be set up for auto-debits at stipulated dates.
Does Klarna Accept Chime?
Chime debit cards are not accepted in Klarna. Chime users have not been able to link their Chime debit cards to the Klarna app. However, some Chime users have reported successfully linking the Chime Credit Builder Card to Klarna.
The issue here is that Klarna’s website states that it accepts all major debit and credit cards issued by VISA, Mastercard, Discover, and AMEX. A Chime debit card is issued by Visa. So why is it not accepted in the app?
Digging further, we discovered that there had been queries relating to this on their website. Here is one of the responses from Klarna to a query posted in November 2021 on why Klarna does not accept Chime debit cards.
“Unfortunately, we were forced to stop accepting Chime because of denied payments.”
So it could be that Klarna has faced several payment decline issues with Chime accounts and had to disable it from being used on the app.
What Cards Does Klarna Accept?
Klarna stated on its website that it accepts all major debit and credit cards from Visa, Mastercard, Discover, and AMEX. However, Klarna does not accept prepaid cards, and AMEX cards cannot be used when creating a one-time card.
Does Klarna Accept Chime Credit Builder Card?
Chime Credit Builder Card is a secured credit card. Although it is not a foolproof method, there have been reports of users successfully linking their Chime Credit Builder Card to the platform.
However, this is not to say that all the users have successfully used it. It is not a foolproof method; some users have not been able to use it. However, the chances of your Chime Credit Builder Card being accepted are higher than when using Chime debit cards.
Chime Credit Builder card has lower chances of payment decline because it requires you to first save the money in a Chime Chime-secured account that you can spend before you can be allowed to use the app.
If you have a Chime Credit Builder, it is worth giving it a try. The next section talks about, how to add Chime Credit Builder Card in Klarna.
How to Add Chime Credit Builder Card in Klarna
Below are the steps to take to add your Chime Credit Builder Card in Klarna.
- Go to the Klarna app and Log in.
- Go to the “My Klarna” setting and click on “Payment methods.”
- Select “Add a card.”
- Input your Chime Credit Builder Card details.
- Complete the instructions on the screen.
Does Chime Work with Pay Later Apps
Yes, Chime works with some popular Pay Later Apps, such as Afterpay, ZIP (formerly called, QuadPay), and Affirm. There are chances that more Pay Later Apps will begin to accept Chime later because of the highly growing numbers of Chime holders.
So if you have a Chime account and are looking for a suitable Pay Later app, you can try out these three apps.
Conclusion
Currently, Klarna does not accept Chime debit cards, but you can try out your Chime account, as the narration might change over time.
If you have a Chime Credit Builder Card, you can try it out with the Klarna app, as it has a higher chance of being accepted into the platform.
However, keep your eyes open on the Klarna app, as the narration might change, and Chime might be fully supported, because of the intense competition between Pay Later Apps.
