It is not surprising for consumers to be searching for other apps like Afterpay because there are a lot of companies like Afterpay that can provide the same services to you if you fall short of Afterpay requirements.
Afterpay has become one of the most popular personal finance apps in Australia, Canada, the United States, the United Kingdom, and New Zealand. Founded in 2014 by Nick Molnar and Anthony Eisen, the company is an Australian financial technology solution popular for its buy now pay later service which has attracted a lot of customers all over the countries that it provides its services.
It is one of the best buy now and pay later service providers in the world with its most popularity in Australia and USA. Afterpay Limited is headquartered in Sydney, Australia, and serves 8 different countries providing the fastest access to customers.
Today we are going to look at other apps like Afterpay so that you can expand your options whenever you feel like looking at something else. Looking at the advantages of Afterpay, you might be eager to think if they could be any similar apps like Afterpay for alternative uses. So without further ado, let us look at the best apps like Afterpay.
15 Apps Like Afterpay Providing Similar Services
- For long installment payments: Klarna
- For the best line credits provider: FuturePay
- For coverage and Accessibility: Zippay
- For an instant line of credit: Affirm
- To build your credit score: Sezzle
- For interest-free BNPL: LayBuy
- For a provider from the same company: Clearpay
Below are the buy now pay later apps no credit check similar to Afterpay.
Klarma is among the best other apps like Afterpay. As one of the best other apps like Afterpay, Klarma users can split their payments into 4 installments that can be paid every 2 weeks and up to 8 weeks. Klarma also has a payment in 30 days service where customers get to shop and try products for 30 days and decide to return them or keep them and only pay for the products they keep.
With Klarma, you can unlock world-class rewards from top brands when you shop and checkout with Klarma. Klarma works like a checkout system on many online stores they are partnered with. You can also simply download the Klarma app from various app stores and access all the brands and shop in the app. Also, Klarma is supported in many stores and in shopping malls making it the best app like Afterpay today.
As the name implies, Futurepay is one of the best apps like Afterpay. Futurepay is a buy now pay later app that enables you to enjoy an innovative line of credit shopping in your favorite stores.
FuturePay is partnered with a lot of brands that you trust and it uses the MyTab checkout system to enable you easily apply for your line of credit and start shopping for your everyday goods in your favorite stores both online and offline and in-app.
Zip popularly called Zippay is an Australian buy now and pay later app that provides you with instant access to a line of credits to shop at your favorite stores and pay in installments up to 4. Zippay recently rebranded from Quadpay to Zip and is currently one of the best apps like Afterpay for BNPL apps.
It has since expanded its reach to multiple countries and gradually became a popular multinational brand with a current presence in Australia, the United States, New Zealand, and Canada.
With Zip, you can spend time shopping for your favorite stores and products with just a 25% down payment and get your shopping delivered to you and you can spread the payments across 4 different installments.
Affirm is one of the best BNPL apps like Afterpay that integrates with some of the most popular sites including Amazon, Walmart, Expedia hotels and vacation packages, Peloton eCommerce, and Overstock among others.
Affirm is also connected to brands like Sony, Target, and ETSY, among others. You don’t have to pay any interest rates and you can split your payments into installments. Affirm is also available in Australia, the United States, and Canada.
Sezzle would also help you to build credit when you use it. Sezzle is obviously one of the best apps like Afterpay that allows you to split payments into installments and repay every 2 weeks or monthly for up to 3 months.
It provides you with the BNPL service at an APR of 0.00% and supports large brands which means with Sezzle you’d be satisfied with what you have.
Laybuy is one of the other apps like Afterpay that enables you to buy now and pay later in 6 in an easy and interest-free manner. You can shop for fashion, groceries, sports, electronics, furniture, etc, and checkout with Laybuy to split your payment into 6.
Simply download the app from the respective stores, search for the store you want to shop from, select a product, and continue to checkout then login to your Laybuy account or create a new one. Then link your ATM card to complete checkout and going forward, the installment payment would be debited from your card automatically.
Clearpay is obviously another app like Afterpay. Clearpay is owned by the same company (Afterpay), making it one of the best companies like Afterpay. With Clearpay, you can buy now and pay in 3 installments at zero extra charges.
Since it is a subsidiary of the same owners, its sure to have similar features that are interesting to note. It was supposed to be the UK version of Afterpay which shares direct similarities since the same developers must have been behind it. Although Clearpay has not been so popular in many countries but it definitely been around saving many people from buying and paying later.
8. Apple Pay
Apple Pay is another great buy now pay later apps like Afterpay that you can use for shopping and paying back in installments. Apple Pay is one of the most popular payment gateways in the world and the app is used in many stores with contactless payments and so you’d be enjoying a good service when you use it for your BNPL services.
PayItlater is another buy now pay later app like Afterpay and Klarma that merchants use to increase their shopper’s cart value up to 70%. You can sign up for PayItLater as a merchant and as a shopper to perform seamless transactions.
As a shopper, you can use PayItLater to checkout and split your cart value into 4 installments with no interest on the purchases. Your shopping cart would be ready within 24 hours after it has been approved by PayItLater.
Splitit offers Installment as a service to shoppers. As a buy now pay later app, Splitit enables you to shop for luxuries of your choice, Jewelries, Sports and Outdoors, and Home and Furniture. It is a great app similar to Afterpay for anyone looking for an installment app to shop for their favorite goods.
It’s one of the greatest apps like Afterpay no credit check and can also help you to build your credit history too and at the same time doesn’t affect your credit scores.
ViaBill is also one of the best companies like Afterpay and Klarma for buy now, pay later (BNPL). Shoppers can shop in their favorite stores for anything they want and any amount they want and at checkout, they select ViaBill. When you select ViaBill, you would be required to sign up for a free account if you do not have one already.
Then you would be provided with the option to split the payment into 4 and pay the first installment instantly to get instant approval for the shop now pay later service offered by ViaBill.
LimePay provides a white-label buy now, pay later service to merchants which are all on the merchant’s website without any third-party redirections. When customers shop on your website and pay with LimePay, they won’t see anything like LimePay (at least so the company claims). So everything is completed within the merchant’s payment system and brand.
13. PayPal Credit
PayPal is a very popular app in the world. Due to its buy now, pay later service provided in its sub-product called PayPal Credit, it becomes one of the best companies like Afterpay. Although this doesn’t have apps purchases like Afterpay does but it sure allows you to split payments once approved with any merchant that is using PayPal payment gateway on their app or website.
14. Google Pay
Just like PayPal Credit and Apple Pay, Google Pay is another popular payment gateway and digital wallet platform owned by Alphabet that you can use to checkout on many merchant’s stores both online and offline and enjoy installment as a service. With Google Play, you can shop now and pay later for your goods and services with merchants that support Google Pay.
PayBright is also one of the other apps like Afterpay. If you are looking for companies like Afterpay in Canada, then PayBright is what you are looking for. It’s one of the leading buy now pay later service providers in Canada today to shop your favorite stores and split payments.
How Does Afterpay Work?
Afterpay works in such a way that you can shop online and split payments into installments from your favorite stores. When you use Afterpay, the company automatically looks for the first installment payment on your card, therefore, you would need to have the first installment on your card to make it work.
As a new Afterpay user, you might not also qualify for a larger amount but as time goes on your spending limit continue to increase. You can dynamically increase the value of your shopping cart as you continue to use Afterpay.
And as such is been said, note that Afterpay also takes into account the number of orders that you currently have with them to determine if your next order is going to be approved or not.
Does Amazon Take Afterpay?
No, currently, Amazon does not take Afterpay. Amazon uses Amazon Pay integrated with the Stripe payment gateway and does not accept Afterpay payments. However, within the Afterpay app, you would be able to buy Amazon gift cards and split payments and take advantage of the installment payment service. You can check in your country to be sure that they listed Amazon as one of their supported stores.
Does Walmart Take Afterpay?
No, currently, Walmart does not take Afterpay. Afterpay is not integrated by Walmart on their website and as such, you won’t be able to use the services of Afterpay on Walmart for your buy now and pay later with Walmart.
Walmart however has other perks that can help you. When you look at the Walmart business you would notice they already have multiple payment options including Apple Pay, Google Pay, Giftcards, cash and credit cards, check to cash, etc. It is a big company in the right direction but it is believed that maybe later Afterpay would be able to gain the contract to integrate with Walmart.
Does Target Take Afterpay?
Yes, Target does accept Afterpay as a payment option both in-store and online. You can also shop for Target offers on the Afterpay app or their respective apps. When you visit the site or app and add products to your cart, proceed to checkout pay and choose the Afterpay payment method to split your total cost payment into 4 with no interest and late payment fee.
Can I Use Afterpay Anywhere Online?
Yes, you can use Afterpay on various online platforms including Target, Culture Kings, Nike, Foot Locker, Baby Bunting, City Beach, The Iconic, Priceless Polly, Adidas, etc. There are a lot of online stores that accept Afterpay and Klarma as payment gateways.
Can You Use Afterpay on Amazon?
NO. The only way you can use Afterpay with Amazon is by purchasing an Amazon gift card from Afterpay using the Afterpay gateway and then using the gift card to make purchases on Amazon. This can only be done within the Afterpay mobile app or on their website when you have an account.
How it works is that you would have to shop on Afterpay and choose the pay later option and enter checkout then you would be owing Afterpay and later you can use the same gift card to shop for anything you want on the Amazon website. You can shop on Afterpay for $50-$2000 with Afterpay and use it on Amazon.
Apps Like Clearpay
The best apps like Clearpay include Beforepay, Afterpay, Wagetap, PayItLater, MyPayNow, Wagetap, Affirm, Sezzle, and Futurepay. All these apps are pay-on-demand apps that you can repay when you get your salary. Clearpay is a company owned by the same owners as Afterpay just that it is a UK-based version of Afterpay which helps the people of the UK pay for goods and services before and split payments into up to 4 installments.
Clearpay VS Afterpay (Clearpay and Afterpay)
Clearpay is the UK version of Afterpay which enables the British to pay for goods and services on demand and spread repayment into 4 installments of either fortnight, weekly, or monthly while Afterpay is the main company by Nick Molnar and Anthony Eisen which serves in Australia, USA, Canada and New Zealand to provide payment on demand which you can as well spread repayment across months.
This post has shown you some of the best other apps like Afterpay that can help you do your buy now pay later transactions (BNPL) and I hope you are able to find the best option that would fit your needs.