Due to privacy infringement by loan apps, the list of loan apps on iPhones is very few. Many of our users who followed us on Facebook asked us if there were any Nigeria loan apps on iPhones. It is funny how these apps only existed for Android users but never find their way on Apple iOS.
The reason is very clear. These apps are fun for sending harassing messages to contacts you stored on your phone. How it works is that, when you request to take a loan, these loan apps would request your permission to access your contacts, messages, and call history.
It is either you deny the app such permission and get rejected for their loan opportunity or you accept to sell the data to them while they give you a loan. The reason they need access to your call and message history is that it would help their algorithms to pull up information such as who you called the most, how frequently you call these persons, etc.
If you later default to pay your loan on or before the due date, then you’ll be tagged as a fraudster and their harassment message would be launched against you to your last 10% of most contacted contacts.
iPhone respects users’ privacy like Android which is an open-source operating system which means, any developer or company can acquire the license and modify it if they want. These are such reasons why loan apps are not always seen on iPhones for quick emergency loans.
However, in this post, we are going to talk about 5 most respected loan apps on iPhone that you can use to take a loan which include Renmoney, Carbon loan, Fairmoney, etc.
Best Online Loan Apps On iPhone (List of Nigeria Loan Apps For iPhone Users)
Below is the list of best Nigeria Loan Apps For iPhone Users that you can install and take a quick loan from in minutes. Some of these loan apps are available for Android and iOS. But the focus for this post is the best online loan apps on iPhone to take a loan.
1. Aella Credit
Aella credit was marked as one of the trusted loan apps in Africa. As a Nigerian lender, Aella based on her trust and respect for privacy gained access to the Apple app store, and the Aella app is available to be downloaded on iPhone.
With Aella you can a lot of other financially related services including the Aella Credit services, and the Aella card which gives you access to an ATM card that you can use to make payments on the internet and do cash withdrawals from Automated teller machines.
Aella Credit also has another product called Aella care which renders health insurance to qualified applicants to gain first-class health insurance coverage.
Aella pay enables you to pay on some of their partner e-commerce websites using Aella smart features and the event product enables you to buy event tickets such as movies, comedy shows, concerts, etc.
Aella credit is truly more than just a loan app since you can also access loans, Pay bills, Save, Insure your health, and more in one place.
To download Aella loan app, open your Apple app store on your iPhone and search for Aella Credit to get started on your iPhone. For speed of access, here is the link to the Aella loan app on iPhone.
Branch is currently serving a lot of African countries with loan opportunities. Their stronger force is in Nigeria. I’ve had some of our users asked if they can get Branch loan app on iPhone? The simple answer is yes.
You can download Branch loan app on iPhone by simply searching for the app on your app store. This app is available for both iOS and Android devices. It is one of the best loan apps you can think of in Africa without harassment of any kind.
3. Carbon (Formerly Paylater)
If you are to mention the top 10 loan apps in Nigeria, Carbon would be number two or one. The reason is they are one of the trusted and reliable mobile lending fintech companies in Nigeria and Africa. They are also part of the pioneer of mobile money lending in Nigeria with a growing database of customers.
Carbon has a very intuitive design, easy to understand and navigate by even noobs. If you are looking for loan app on iPhone, Carbon is the best to get you the quick loan you are looking for. To download it, visit Apple app store and search for Carbon loan app then continue the installation from there.
4. Palm Credit
Palm Credit loan app is the best loan app in Nigeria that you can get on iPhone today due to its reliability and trustworthiness.
The app is very easy to use and installation takes just a few minutes. Registration takes a few minutes and there’s not much documentation required before you’ll land your expected loan amount.
Palm Credit loan app is currently available for both iOS and Android users and gives genuine loans in minutes to people who want them.
5. Fair Money
As a leading Nigerian mobile loan provider spanning to other African countries, Fairmoney is also available to download from Apple app store.
This app just like carbon is easy to use, with a simple user interface for easy navigation. Fair money app can give you a loan for 14 days or more. When you take a loan with Fairmoney loan app, you are guaranteed the rest of mind that your contacts would not be harassed.
What are the best Nigerian Loan Apps For iPhone Users?
The best Nigerian loan apps for iPhone users today include Palm Credit, Aella Credit, Carbon (formerly Paylater), Fairmoney, and Branch loan app. These apps have been tested and trusted to provide emergency cash advances to their users.
What Are The Best Online Loan Apps On iPhone?
The best online loan apps on iPhone are Aella Credit, Palm Credit, Carbon, Branch App, Fairmoney, and Access More app. These apps can borrow any amount of money faster without demanding any collateral and they don’t also harass you for late payments.
I hope the above list helps you find your way around the best loan apps on iPhone and how to get them to solve your emergency needs. You can always find more apps on this post when we update it with more lists as we discover reliable loan apps on iPhones.