Just like borrowing data from MTN, you can also borrow Airtime from MTN with almost the same procedures but there is a little bit different approach to borrowing Airtime, so if you are wondering how to borrow airtime from MTN, then you should consider reading this article till the end.
MTN is one of the most reliable networks when it comes to browsing and internet speed, which is why many people love using the network, however, if you are out of data and looking for how to borrow data from MTN, then you should consider checking out this article we wrote on How to Borrow data from MTN.
But then, since you are looking for how to borrow airtime on MTN and not data which is why you are here, we will go straight into the steps you need to take, the eligibility requirements, and every other thing you need to know about borrowing airtime from MTN.
About MTN Xtratime Service
The MTN Xtratime Service is similar to the 9mobile more credit service and the Airtel Credit Laon service which enables its network subscribers to borrow airtime.
The same thing applies to the MTN Xtratime Service. with the MTN Xtratime Service, MTN subscribers can borrow airtime any time they are out of cash to buy a voucher and recharge their lines and then pay back on their next recharge.
Note that you have to meet MTN’s eligibility requirements before you can actually borrow Airtime.
Eligibility Requirments
Below are the eligibility requirements you have to meet in other to borrow airtime from MTN
- Have registered your phone number ( SIM) and linked your NIN
- Been a customer of MTN for more than three months
- Have recharged a minimum of N200 a month for the past three months.
- Completed any pending XtraByte loan requests.
How To Borrow Airtime from MTN.
Borrowing airtime from MTN is actually very simple and easy, all you have to do is follow the steps below. However, before you go ahead and try borrowing from MTN, ensure you have checked and passed the eligibility requirements listed above.
Steps to borrow Airtime from MTN
To borrow airtime on MTN, you need to use the code *606#, by using the code i mean dialing *606#, and after that click on XtraTime.
Below is a step-by-step guide to borrowing airtime from MTN
- Dial *303# (previously *606#)
- Click on XtraTime
- Select the amount you want to borrow
- Confirm the transaction and you will be credited.
How to pay back borrowed Airtime on MTN
Just like paying back borrowed data on MTN, all you have to do is recharge your MTN SIM with the same amount you borrow and it will automatically get deducted.
However, it’s important to note that you will be paying an extra service charge fee of about 15% of any amount you borrow
How to Borrow Airtime from MTN without Paying Back
Actually, there are no ways to actually borrow airtime from MTN without paying back if you are going to still use and recharge that particular SIM.
This is because, the repayment is always done (deducted ) automatically, meaning you would not have a chance to buy a data bundle or make calls once you recharge a line that was already indebted to MTN.
However, the only way to borrow airtime from MTN without paying back is to stop using the SIM and maybe buy another SIM card or something.
However, we do advise that you borrow the among you can easily afford so that paying it back won’t be a problem.
How do I qualify for MTN borrow?
Borrow Airtime via *303# Menu: Dial *303# and select XtraTime. You can then select your preferred amount from the list. After selecting your preferred amount, the system will send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
Can I use borrowed airtime to buy data?
Yes, you can actually borrow airtime and use the airtime to buy any data of your choice, however, you can simply avoid the long process by borrowing data directly, you check out this article on how to borrow data from MTN.
What Is The USSD Code To Borrow Airtime On MTN?
Currently by directive by NCC, the Nigerian telecommunication companies operates the same USSD codes across networks and services. Therefore, the current USSD code to borrow data on MTN Nigeria is *303# send on your mobile phone and enter the MTN XtraTime dial then selecting “Borrow Data” and continue from there.
Conclusion
With the help of MTN Xtratime Service, you can now borrow airtime from the comfort of your home anytime you are out of airtime, however, it is always important to note that you will not actually get the full amount as a 15% service fee will be charged.
We hope you have found the answer and solution to the question, of how to borrow airtime from MTN, you can comment below if you have any questions regarding this topic.
