Are you looking for the top 24-hour check cashing near me? Sometimes you must cash a check during the weekends or at night, outside traditional business hours. Traditional banks and credit unions do not open 24 hours, and not all grocery and convenience stores that check to cash are open 24 hours.
24-hour check cashing places and centers can be handy when you have an urgent cash check at night or on weekends. They can also be helpful in terms of emergencies.
This article will look at the top 24-hour check cashing near me, including grocery stores, convenience and gas stores, bank ATMs, and check cashing service centers.
Top 17 24-Hour Check Cashing Near Me (2023)
Without further ado, here is a list of the top check-cashing stores near me that offers 24-hour services.
24-Hour Check Cashing Grocery Stores
While not all grocery stores offer 24-hour check-cashing services, some chains may have specific locations operating around the clock and provide check-cashing services. Availability may vary depending on the particular store.
Here are a few grocery store chains in the United States known for having 24-hour check-cashing services:
1. Walmart
Walmart operates 24-hour stores in many locations, some of which may offer check-cashing services. Walmart stores that open 24/7 offer 24/7 check cashing services.
Most Walmart locations have a Money Center permitting you to cash checks, money orders, transfers, and other financial services.
You can cash out various checks at Walmart, including payroll checks, pre-printed checks, government checks, stimulus checks, cashier’s checks, and taxes. 401k and retirement disbursements and insurance settlement checks.
Walmart charges around $4 to cash a check up to $1,000 and a maximum fee of $8 for a check over $1,000.
2. Kroger
Kroger grocery store is one of the 24-hour check-cashing grocery stores. The Kroger Company is the largest grocery chain in America that operates Kroger stores and other subsidiaries. It has a total of 2,900 locations in the United States.
Its other subsidiaries that offer 24 check cashing services include:
- Kroger
- Baker’s
- City Market
- Ralphs
- Ruler
- Smith’s Food and Drug
- Food 4 Less
- Foods Co
- Mariano’s
- Metro Market
- Dillons
- Fred Meyer
- Fry’s
- Gerbes
- Jay C Food Store
- King Soopers
- Pay-Less Super Markets
- Pick’n Save
- QFC
Some Kroger locations and subsidiaries have a Money Services center that cash checks. With a shopper card, the fees start at $3 for checks up to $2,000. Below are some of the checks you can cash. They are as follows:
- Government checks
- Insurance checks
- Tax refund checks
- Payroll checks
- Business checks
3. Food City
Food City is one of the most popular supermarket chains, with over 132 locations. Although Food City does not run 24/7, they have a flexible working hours scheme. Many Food City stores are open from 6 a.m. to midnight. So, you can cash a check early in the morning or late at night. It has a check cashing limit of $1,000 and charges a $3 fee.
You can cash the following types of checks at Food City.
- Government checks
- Payroll checks
- Rebate checks
- Stimulus checks
4. WinCo Foods
Another place you can cash checks 24/7 is WinCo Foods. Some WinCo locations are open for 24 hours, so you check cash check at that time. WinCo Food cash payroll checks but does not cash certain checks like insurance settlement checks and two-party checks.
You are charged a $5 fee for up to $500 for payroll checks.
5. Albertson’s
Although Albertson’s stores do not open 24 hours, many have flexible working hours and are open from 6 a.m. to 11 p.m. However, contact your local store to find out their opening hours. Albertson has a check-cashing service limit of $1,000; the fees vary by location.
Please note that availability can vary depending on the store location and regional policies. It’s advisable to contact the grocery store directly or visit their website to confirm if they offer 24-hour check cashing services before visiting.
24-Hour Check Cashing Convenience Stores & Gas Stations
Some convenience stores and gas stations may offer check-cashing services, particularly those with 24-hour operations. While availability can vary by location and store policies, here are a few examples of convenience store and gas station chains that may provide 24-hour check-cashing services:
6. 7-Eleven
7-Eleven is a widely recognized convenience store chain with many locations operating 24/7. Some 7-Eleven stores use a program called Transact to cash checks. Transact works with all kinds of checks; you can load a check into a debit card.
Check with your local 7-Eleven store or contact their customer service for more information.
7. Circle K
Circle K is another convenience store chain that has many 24-hour locations. While check-cashing services may not be available at all Circle K stores, some locations may offer this service. Contact your local Circle K store to inquire about their check-cashing policies.
8. Road Ranger
Road Ranger is one of the best 24-hour check-cashing convenience stores in the US, with over 40 convenience and travel centers across seven states nationwide.
Road Ranger offers a 24 hours check-cashing services at all locations. Fueling and non-fueling customers can cash a check up to $999.99. if you are a customer at Road Ranger and w buy a minimum of 25 gallons, you will be rewarded with the allowance to cash a check up to $200 for free at the exact location within 2 hours of fueling. Additionally, Road Ranger has 24-hour ATMs.
9. Chevron
Chevron is a gas station chain that operates around the clock in many areas. While check-cashing services may not be available at all Chevron stations, some locations may offer this service. Reach out to your local Chevron station to inquire about their check-cashing policies.
Please remember that availability can differ by store and location, so it’s advisable to contact the specific convenience store or gas station directly to confirm if they offer 24-hour check-cashing services.
24-Hour Check Cashing Stores
Several check-cashing stores or services specialize in providing 24-hour check cashing. These establishments typically operate independently and focus specifically on check-cashing services.
Here are some well-known check-cashing stores that may offer 24-hour services, although availability may vary by location:
10. ACE Cash Express
ACE Cash Express is a financial services provider that offers various services, including check cashing. Some ACE Cash Express locations operate 24 hours daily, allowing round-the-clock check cashing.
You can cash several types of checks at ACE, including hard-to-cash checks. All you have to do is to bring a valid government ID.
11. PLS Check Cashing:
PLS (Payday Loan Store) is a chain of financial services stores that offer various services, including check cashing. All PLS locations operate 24/7, allowing customers to cash checks anytime. You must present a photo ID to cash your check; the fees start at $1 plus 1% of the check amount.
You can cash checks, such as:
- Stimulus checks
- Government checks
- Business checks
- Paychecks
- Personal checks
- Tax refund checks
- Out-of-state checks
2. Check Into Cash
Check Into Cash is a financial services company that provides check cashing, payday loans, and other related services. While not all Check Into Cash locations have 24-hour operations, some stores may offer extended hours and check-cashing services outside of regular banking hours.
13. Speedy Cash
Speedy Cash is a financial service institution with over 160 locations in the United States. Speed Cash cashes all types of checks at a starting fee of $2. Note that not all Speedy Cash locations are open for 24 hours, so you have to check the working hours for the one nearest to you.
These are just a few examples of check-cashing stores that may offer 24-hour services. It’s recommended to check the specific store’s hours of operation or contact them directly to confirm their availability for 24-hour check cashing.
Banks That Offer 24-Hour Check Cashing
While traditional banks do not commonly provide 24-hour check-cashing services, some banks may offer extended hours or have ATMs that accept deposits and dispense cash around the clock.
Here are a few examples of banks that may have extended services or 24-hour ATMs for check cashing, although availability may vary by location:
14. Wells Fargo
Wells Fargo has an extensive network of ATMs, some allowing customers to cash checks at any time. At Wells Fargo, you can deposit up to 30 checks a day. Below are some of the checks you can cash at Wells Fargo:
- Government checks
- Payroll checks
- Stimulus checks
- Cashier’s checks
15. TD Bank
TD Bank has extended hours, and some branches operate 24/7. While not all branches offer complete services during extended hours, specific TD Bank locations may provide check-cashing services around the clock. TD has 700 ATMs across the country. Below are the types of checks you can cash at TD Bank.
- Stimulus checks
- Government checks
- Payroll checks
- Other select checks
16. US Bank
US Bank has an extensive ATM network, and some ATMs may accept deposits and provide cash withdrawal services 24 hours a day. You can cash the following types of checks at US Bank:
- Payroll checks
- Stimulus checks
- Personal checks
- Government checks
- Cashier’s checks
- Third-party checks
17. Bank of America
Bank of America is one of the banks that offer 24-hour check cashing service at their ATMs. It has 17,000 ATMs, so you can easily access one to deposit a check. You can deposit up to 10 checks daily, which must be printed with magnetic ink, not on a home printer.
Where To Cash A Personal Check Made Out To Me
You have several options to cash a personal check made out to you. Below are some of the options to cash a personal check made out to you.
1. Your Bank or Credit Union
If you have a bank account or are a credit union member, you can visit a branch of your financial institution to cash the personal check. Ensure you bring proper identification, such as a valid ID, and endorse the check on the back.
2. Check-Cashing Stores
Various check-cashing stores, such as ACE Cash Express or Check Into Cash, specialize in cashing checks. Remember that these stores may charge fees for their services, so it’s essential to inquire about the costs beforehand.
3. Retail Stores
Some large retail chains, such as Walmart, may offer check-cashing services. They typically charge a fee for cashing personal checks. Contact the customer service desk at your local retail store to inquire about their check-cashing policies and fees.
4. Prepaid Debit Card
If you have a prepaid debit card, you may be able to deposit the check onto the card and then access the funds at an ATM or use the card for purchases.
5. Mobile Check Deposit
If your bank or financial institution offers a mobile banking app, you may be able to deposit the check by using the app’s mobile check deposit feature. This allows you to take a picture of the front and back of the check and deposit it electronically into your account.
Conclusion
Remember to bring proper identification, such as a valid ID, when cashing a check. To ensure a smooth and hassle-free check-cashing process, it’s also important to inquire about any applicable fees or requirements beforehand.
To find any of the top 24-hour check cashing near me, you can use Google to check for the nearest location of any of the stores or centers listed above.
