There are a lot of legit loan apps Philippines. These fast cash loan apps Philippines can offer you access to quick money when you ever face any challenge that needs money. Despite the fact that some loan apps have treated their customers badly, especially in terms of blackmail and privacy invasion, there have still been very useful to many thereby saving them from bad situations.
Many users who look for legit online loans guaranteed approval Philipines would attest to the fact that it is very difficult to find such because every loan app or loan company subjects your loan approval to different factors that determine one’s creditworthiness.
If any loan company guarantees online loan approval, it, therefore, means that anybody can get a loan even though they are capable of paying back the loan. But in this post, we would look at all the legit loan apps Philippines that can offer you instant cash advances in the Philippines either till your next payday or whatever comes first.
Top 10 Legit Loan Apps Philippines ( Legit Loan Apps Philippines )
Below are the best legit loan apps in the Philippines to get fast cash loans.
1. MoneyCat
MoneyCat is one of the best and most legit loan apps in the Philippines that provides you with instant cash loans up to PHP 20,000 in minutes. The loan can be repaid within 180 days which is around 6 months.
To top it all, MoneyCat would give you an instant loan all using their online platform without any reference, collateral, or credit check. Signup on the MoneyCat platform is also very fast. Visit https://moneycat.ph/ to get started with your MoneyCat loan application process.
2. Cash Mart
Cash Mart is another of the top fast cash loan apps Philippines. Cash Mart has its first presence since 1969 as claimed on its official about us page.
However, it has become the Philippines’ most trusted loan company over the years providing Filipinos with instant cash loans without collateral. Cash Mart has over 30 thousand happy customers who trust their brand for emergency loans.
3. Cashalo
Cashalo is another fastest-growing line of credit facility provider in the Philippines. Cashalo does not only give loans but allows you to buy now and pay later. With its, BNPL features you can shop from thousand-plus stores nationwide and pay in installments using the Cashalo checkout option. They are in partnership with top brands like Puma, Fila, Spyder, Memo Express, etc.
Cashalo has 3 main products which include the Cashalo cash loan product to take instant loan advances, the Lazada loan which allows you to Cash up your Lazada Wallet with up to P5,000 when you get a Lazada Loan from Cashalo, and lastly, their popular Buy Now Pay Later loan facility which allows you to shop thousands of stores with Cashalo.
4. LoanChamp
LoanChamp is another great fast loan app in the Philippines that offers instant cash loans for individuals and businesses. Their claimed goal is to drive financial inclusion for the banked and unbanked in Philipines thereby making loans available for everyone.
LoanChamp does not just provide loans for individuals but it partners with lenders through its lead-sourcing services and matches borrowers with lenders. It is a typical example of the Solo Funds business model or otherwise similar to peer to peer borrowing model.
5. SAVii (Formerly UpLoan)
SAVii (Formerly UpLoan) is one of the best legit online loans guaranteed approval Philippines due to the nature of the loans it provides. SAVii is not a regular loan app but more of a salary loan app or what you would call a Salary advance provider.
SAVii is integrated with companies’ payroll systems which automatically prequalifies the employees of that company for insurance, salary advances, etc. If your employer is listed as their partner, all you need to do is sign up on the SAVii app and submit your necessary documentation and you can start taking instant cash advances and repay on your next payday.
6. Tala Philippines
Tala Philippines is one of the legit loan apps Philippines that offers fast cash loans. The loans are flexible and secured and you can borrow up to PHP 25,000 when you download the app from Google Play.
Again, Tala Philippines offers some of the lowest interest rates when you take a loan from them at just PHP 5 every day until you repay your loan.
7. Digido
Digido is also one of the best loan apps in the Philippines that can offer you more than PHP 25,000. When you get your first loan with Digido loan and repay it within the first 7 days, you stand to enjoy a zero percent interest rate.
However, if you end up repaying after seven days using 1 month, 3 months, 4 months, or 6 months term, your interest rates would be at 11.9% per month and APR of 143%.
8. UnaCash
Unacash is currently the best fash cash loan app Philippines that offers convenient cash loans for people in the comfort of their homes. You can take an instant fast cash loan up to PHP 50,000 which is one of the highest lenders in the Philippines.
Unacash loan terms range from 2-6 months with options for installment repayment making it one of the best personal line of credit companies in the Philippines.
9. Kviku
Like other apps, Kviku is one of the best legit loan apps in the Philippines for instant 5 minutes of loan disbursement after approval. You can borrow up to PHP 25,000 and repay in up to 180 days. Everything is done online and approval is fast too while you can receive your loan instantly after approval.
10. Cash Express
Cash Express is another undoubtedly great legit loan app in Philippines that allows first-timers to borrow from PHP 1000 to about PHP 9000. However, repeated customers can take up to PHP 20,000 with a tiny interest rate of 1% only making it one of the fast cash loan apps Philippines with the lowest interest rates.
Legit Online Loans Guaranteed Approval Philippines
It’s important to note that there is no such thing as “guaranteed approval” for any loan and online loans. Every legitimate lender will have eligibility criteria that must be met before a loan application can be approved. But if you are looking for legit online loan apps in Philippines, then go for Cash Express, SAVii, Kviku, Unacash, MoneyCat, and Tala.
Best Loan App Philippines With Low Interest Rate
The best loan app Philippines with low interest rate is Cash Express, Tala, and Digido loan apps. Cash Express gives fast loans in minutes and charges only 1% interest rates while Tala also gives fast loans at PHP 5 per day, the interest rate becomes cheaper depending on when you intend to pay back. Again, Digido is the best online loans instant approval with low interest rates starting at zero (0%) for the first 7 days for first-time borrowers.
Fast Loan Approval No Credit Check Philippines
MoneyCat is the best with fast loan approval no credit check Philipines. The loan app can provide you with PHP 20,000 without asking for income confirmation, collateral, or references. Applications on MoneyCat are also very fast and seamless as everything can be done on the internet without leaving your house.
Conclusion
The above are the best online legit loan apps in Philipines that offer fast loan approval no credit check. You can get instant loans with them and the best of all are Cash Express and Tala loan apps. checkout our post if you want to also stop loan apps from accessing your contacts.
