Tick Travel Insurance is one of the best travel insurance in Australia that offers good value for its offers. Examine the Tick Travel Insurance reviews to determine whether Tick Travel is a good choice. Learn everything you need to know as you go through this article.
About Tick Travel Insurance
Tick Travel Insurance offers simple, affordable coverage that makes travel less stressful and worrisome. Tick Travel Insurance provides different policy plans; getting one that aligns with your budget and travel plan is not difficult.
Tick Travel Insurance offers four levels of coverage, and the benefits differ slightly, although they are the general ones. You can even pay as little as $19 for coverage under this insurance.
This is the perfect travel insurance for seniors and aged parents as it is available to applicants 100 years of age or under.
Tick Travel Insurance covers four tiers of domestic policies: Basic, Budget, Standard, and Top to align with your budget. You can always buy an extra optional add-on to and to the scope of coverage of your chosen policy.
What Tick Travel Insurance Covers
Below are some of the areas covered by Tick Travel Insurance:
- Sports: Covers 90 sports and activities are automatically in Standard, Top Domestic policies, and all International policies
- Pre=existing medical conditions: Covers all pre-existing medical conditions considered in Standard and Top Cover in International policies. Additionally, it covers overseas emergency medical expenses and additional emergency expenses.
- Trip Cancellations: Covers up to $20,000 cover for cancellation in Single Trip International and Domestic policies
- Personal liability: The international policy covers personal liability, depending on the one you subscribe to. The domestic trip covers emergency accommodation.
- Stolen and damaged luggage/property: Properties like laptops, camera, and phones is covered under international and domestic trips. Note that not all domestic and international policy offers coverage against stolen and damaged luggage or property.
- Rental vehicle excess: Domestic trip policy covers rental vehicle excess. If you want this coverage, simply check for the domestic trip that covers it and go for it.
- Journey curtailment: For example, a family emergency that prompts you to cut short your trip
Tick Travel Insurance Policy Types
Tick Travel offers three main policies types: the Individual, Couple, and Family:
The individual policy type covers only one person, who must be up to the age of consent, 18, and their accompanying dependent children.
The couple policy type covers two adults in a partner relationship, and the Family policy covers two adults in a partner relationship and their accompanying dependent children.
Tick Travel Insurance Eligibility
To apply for the Tick Travel insurance, you must be an Australian citizen or permanent resident who has a valid Medicare, Private Health Fund, or Overseas Student Travel Insurance in Australia.
Here are to provide the following documents for confirmation upon request:
- Copy of your passport
- Birth certificate
- Australian residency documents
- Copy of valid Medicare, Private Health Fund, or Overseas Student Travel Insurance
- Any other official documents proving residency or citizenship
Tick Travel Insurance Exclusions
Here are the areas that the insurance might not cover.
- Pre-existing medical conditions where you have received medical care or treatment five years before the policy issue date, from the following conditions:
- Cancer
- Any blood circulatory, heart-related, or diabetic condition
- Any neurological condition, such as epilepsy, stroke, brain or hemorrhage
- Any breathing condition
- Any arthritic condition, osteoporosis, or back pain
- Any bowel condition, such as IBS or Crohn’s disease
- Any psychological condition, including depression or anxiety
- When you travel against your doctor’s advice.
- Losses from traveling to areas prohibited by the Australian government or tagged high risk.
- Medical crisis during winter sports (you can buy an additional add-on)
To avoid misunderstanding, you should carefully review the Statement of Disclosure to know what the Tick Travel Insurance covers and doesn’t cover. Click here to access the pdf.
Additional options
Tick Travel Insurance also offers additional options which you can choose from to upgrade your policy. Additional options give you extra coverage for activities not covered in the standard policy you subscribe for! This includes coverage on winter sports like snowboarding or skiing and natural disaster cover. However, these additional options require extra money as they have their cost. So it is advised to check their price to decide which to go for.
Does Tick Travel Insurance Cover Cruises
Domestic Travel Insurance does not cover travel or commercial cruise ships for those looking for an annual policy to cover multiple trips. Also, you can select the type of policy you want, the level of cover, and various policy upgrades and amendments. If you wish to cruise coverage, you can buy one from a specialist cruise cover.
Tick Travel Insurance Phone Number
You can contact Tick Travel Insurance on the phone at 02 9333 3965. Also, you can email them at assistance@tickinsurance.com.au or go to Tick Travel Insurance Official Website.
Tick Travel Insurance Promo Code
Tick Travel Insurance is offering a 5% discount on Domestic Travel Insurance. Go to News.com.au to access the Tick Travel Insurance Coupons and Promo codes. These promo codes help you to enjoy some form of discount as a Tick travel Insurance holder. There are steps to follow to use a tick travel insurance. Follow the steps below.
How to Use a Tick Travel Insurance Promo Code
Follow the steps below to use a Tick Travel Insurance promo code.
Step 1: Pick your promo code
First and foremost, pick the code you want to redeem. Click on “Get Code” to reveal the code.
Step 2: Retrieve the promo code
After revealing the promo code, the next is to retrieve it by copying it. To copy it, highlight the box, right-click, and select ‘Copy.’
Step 3: Get shopping!
Go to the Tick Travel Insurance website, choose the items you want to buy, and add them to the cart. Once you’re done filling your cart and ready to pay, input the code.
Step 4: Input the code
At the checkout stage, go to the code box that reads “Promotional Code” and paste the code in here, and the effect on the cost of your items will be effected immediately. After that, you can pay, enter your shipping details, and boom! You are done!
Reasons To Get Insured With Tick Travel Insurance
- 24/7 Emergency Assistance
- Affordable plans
- Excellent customer reviews
- Array of benefits
- Easy cancellations
- 14-day cooling-off period
How to Make a Claim at Tick Travel Insurance
You must register for any claim within 30 days after completing your trip. Below are the steps to take to claim Tick Travel Insurance
- Provide all the necessary information about the claim in English or officially translated into English.
- Provide proof of ownership, proof of value, and proof of the event that you are claiming within the timeframe. If it is valid, then your claim will be approved.
Is Tick Travel Insurance Worth Buying For My Next Holiday?
Yes, Tick Travel insurance is worth buying. If you are worried that things will go wrong and you don’t want to injure yourself, you can buy Tick travel insurance. Tick travel insurance helps to protect you against unforeseen circumstances, including medical emergencies, personal liability, sports, trip cancellations, and so on.
Tick Travel Insurance covers you for various events, plus you get to enjoy 24-hour emergency assistance. It s essential that before you get Tick Travel insurance, you should go through the policies, compare them, check their coverage policy, and choose the one that best suits you.
Tick Travel Insurance at a glance
Below is the brief outlined summary of Tick Travel insurance
- Easy and fast to purchase
- Offers coverage to individuals up to 100 years
- It covers pre-existing medical conditions (under certain types of policies )
- Offers 24-hour emergency assistance
Conclusion
Tick Travel is one of Australia’s best travel insurance companies that caters to the travel needs of older people for up to 100 years. It is advised that before signing, you carefully go through the inclusions, exclusions, optional add-ons, and terms and conditions.