Fast Cover Travel Insurance review is always to help you better understand the Insurance policy of the company and how it can help you make informed decisions when it comes to travel insurance coverage. If you are checking out on Fast Cover travel insurance review to determine if it is a good choice, then you’ve come to the right post. Fast Cover is one of the best travel insurance in Australia that offers perks and benefits you will love. This article will give you an understanding of Fast Cover travel insurance, what its policy covers, and its advantages and disadvantages. This will help you determine if it is a good choice for you.
About Fast Cover Travel Insurance
Fast Cover travel insurance is an insurance company that offers excellent value, flexible and easy-to-understand coverage of different options at competitive prices. Fast Cover, and travel insurance benefits, are impressive, and you get to enjoy unlimited Cover for overseas cancellation costs and medical expenses that give you peace of mind as you travel.
Fast Cover offers straightforward purchasing and quotes for travelers up to 79 years. Its Product Disclosure Statement (PDS) is easy to read and maintains a simple claims service that can be accessed online. Also, no medical assessments are required under this insurance policy.
Fast Cover coverage has six levels: Basics, Comprehensive, Domestic Plus, Snow Sports Plus, Standard Saver, and Frequent Traveller Saver.
Fast Cover Travel Insurance Policy
A Fast Cover, Travel Insurance policy offers a lot of perks that cover you before and during your trip. Depending on the insurance policy you can go for. You stand to benefit from some or all of the benefits below:
- 24/7 access to global emergency assistance
- discounts on buying travel insurance for two
- covers up to 10 kids when they travel with their parent or grandparent
- covers sports and activities
- unlimited overseas emergency medical assistance
- unlimited overseas emergency medical and hospital expenses
- unlimited cancellation cover
- covers pre-existing medical conditions
Optional add-on
When purchasing Fast Cover insurance plans. You can go for a Single, Family, or Duo Policy. After purchase, you can add an optional add-on. Examples are as follows:
- Bicycle pack to cover the bicycles on your trip
- Adventure pack for additional Cover on standard sports and activities
- Motorcycle pack to cover you as a rider or passenger of a scooter or motorcycle
Exclusions of Fast Cover Travel Insurance Policy
Below are some of the general exclusions of Fast Cover travel insurance. This means that claims in these situations may not be paid. They are as follows:
- Claims arise from participating in competitions, motocross, jumping, off-road, or racing
- Claims arising from attempted suicide or suicide
- Claims arise from partaking in downhill mountain hiking
- Claims arising from the use of a two- or three-wheeled motor vehicle
- Claims arise from not following the advice of an official warning body.
- Claims arise from errors in booking arrangements
- Claim arising from failure to get a relevant travel document, like visa, passport, or some essentialities.
- Claims arise from taking a blood thinning prescription medication.
You should carefully read Fast Cover’s Product Disclosure Statement before signing a policy to ensure what it covers and does not cover.
Why Should You Choose Fast Cover travel insurance?
Below are some reasons you should choose Fast Cover travel insurance. These are what make it stand out among others.
- 48-hour price guarantee
- 25-day money-back guarantee
- 100% Australian-owned travel insurance company with excellent customer service that can be accessed online and in several call centers in Australia
- You pay precisely the quoted prices– no special fees, no credit card surcharge, and age surcharges
Advantages
- Fast Cover’s Comprehensive policy offers unlimited coverage for an array of benefits.
- This insurance offers a competitive rate of $5,000,000 for personal liability.
- Fast Cover Travel Insurance offers COVID-19 coverage.
Disadvantages
- Fast Cover insurance might not cover you if you don’t meet some of the criteria or have some pre-existing conditions. Also, it has a limited cover for pregnancy.
Fast Cover Promo Code
Fast Cover offers exclusive discounts and promo codes. You can find it on some websites and at special times on the Fast Cover websites page. Follow the steps below to redeem the promo code.
- Copy the coupon code.
- Click on the website link where you copy the code from
- Secure a Fast Cover travel insurance quote by inputting your travel destination, age, and dates.
- Choose the policy you want to purchase
- Select any optional add-on on
- Input your contact details
- Input your credit card details
- Paste the coupon code into the box that reads “Discount Voucher” below the “Declaration.”
- Click on “Apply Code,” and the button page will change immediately, showing the discounted price.
- Click on “Buy this policy” to complete your transaction
Fast Cover Travel Holiday Insurance
Fast Cover offers a fantastic holiday insurance policy package. The holiday insurance policy guides all types of vacations to choose the most suitable holiday insurance policy.
Below are the different Fast Cover holiday policy guide
- Domestic holiday policy: This policy covers domestic trips, whether you are flying, driving, or going on a train vacation within Australia.
- International holiday policy: This covers overseas holidays to Asia, Europe, New Zealand, the Pacific, or Worldwide regions.
- Cruise holiday policy covers cruise holidays on a sea or ocean on Australian or international waters.
- Skiing holiday policy: This holiday policy covers snow sports trips, including snowmobiling, skiing, snowboarding, and heli-skiing.
- Backpacker holiday policy: This policy provides covers International Experience Canada (IEC), volunteering, working holiday visas, or backpacking.
- Motorbike holiday policy: This policy covers whether you are a passenger or riding a scooter, moped, or motorcycle.
- Family holiday policy: This policy covers two adults and up to 10 dependent children under 21 years of age.
- Seniors holiday policy: This policy covers travelers over 60, including 89.
Travel Insurance Quote for Single Trips – The 6 Steps
Below are the steps to get a quote for a single trip.
- Departure Date: To get a quote, enter the date you leave your home (not when you depart Australia or arrive in another country). This will help ensure your entire trip is covered by the travel policy.
- Return Date: Input the date you will return to your home (not when you depart the country you’re visiting or the date on your airline ticket). Double-check the time zones so it won’t be a whole day before you arrive.
- The Country or Region you are visiting: You must be sure of the country or region you are traveling to. Fast Cover travel insurance grouped the regions to make it simple for you, for example, New Zealand, Worldwide, Europe, Asia, Pacific, and Australia. Each region provides you coverage for all the lower regions. For instance, buying an Asia region policy will cover your trips to Australia, the Pacific, and New Zealand.
- Age: Your insurance is calculated, putting into consideration your age. Your age influences your insurance price. The age that will be calculated is the age you are on the day you buy your policy, not when you are leaving your home. If your birthday falls between now and when you depart, it is advised to buy the policy before you depart so that it can be cheaper.
- Age of fellow travelers: If you are traveling with family and/or friends, you need to know all their ages, as it will be considered when calculating your quota. The quota is calculated based on each traveler’s exact age.
- The nature of the trip and the activities you will be involved: The nature of the trip and the activities you will be involved in, for example, snowboarding, going on a cruise, skiing hiring a car, snorkeling, rock climbing, or riding a motorcycle greatly influence the price of your insurance. The more extreme activities you want to partake in, the higher your premiums, especially when buying add-ons to complement the policy.
Does Fast Cover Offer Travel Health Insurance
Fast Cover offers emergency medical cover for your holiday, so you don’t need to be scared. All you have to do is to buy a policy and rest assured that every emergency will be covered.
Fast Cover offers
- 24/7 Emergency Medical Assistance
- Unlimited Medical Cover
- Unlimited Medical Assistance
- Unlimited Cancellation Cover
COVID-19 Fast Cover Travel Insurance Coverage
Fast Cover offers domestic and international travel insurance with COVID-19 coverage if you and your companion are confirmed negative for COVID-19 from a PCR test. The benefit is that you and your travel companion can travel domestically and internationally without disrupting the trip. Also, it covers when you need repatriation back home to Australia or an emergency overseas medical treatment for COVID-19.
Conclusion
Fast Cover travel insurance is a good plan. To enjoy this insurance, go for the comprehensive policy. It’s being an Australian brand makes it more reliable to use. Ensure you read the terms and conditions before signing.
