As an adult who wants to live only but close to their parents, you might think of seeing a mobile home on your parents property. Even though this might seem like a good decision, it requires careful deliberations and planning because it involves financial, legal, and logistical factors.
So, if you are asking, “Can I put a mobile home on my parents property” this article is here to give you all the details you need to make an informed decision on the question.
In this article, you will learn if you need a permit to move to a mobile home if property taxes are charged on mobile homes, the average lot rent of a mobile home, and other essential information you should know.
Can I put a Mobile Home on my Parent’s Property?
While placing a mobile home on your parents’ property can provide affordable housing and is a good idea, you must consider the legal aspect of it before proceeding.
The legal considerations include understanding local laws governing such arrangements, including permits, licenses, potential restrictions on residency duration, and allowable structures. You must obtain a building permit before proceeding, and the building must comply with zoning regulations and building and safety concerns. Considering the legal factors is essential so you won’t be charged for disrupting the law. Note that residence law and permits differ,
As long as your parents consent to your mobile house on their property and you satisfy the legal requirements, you can put it on their property. Additionally, you need to look at the financing. You can purchase manufactured homes, often featuring lower interest rates than traditional mortgages. Some states offer grants and low-interest loans specifically for this purpose, albeit eligibility criteria vary.
Do You Need a Permit to Move a Mobile Home in Michigan?
Yes, you need a permit to move to a mobile home in Michigan. In addition to obtaining a license, you must coordinate with professional and licensed mobile home movers rooted in Michigan’s regulations to ensure expertise in safely relocating the home.
In Michigan, adherence to state regulations and building codes is paramount when relocating a mobile home. While there isn’t a specific age limit for moving mobile homes, laws exist to uphold safety standards and local code compliance—the viability of driving an older mobile home hinges on its structural soundness. Before relocation, an inspection is necessary to evaluate its condition, ensuring it meets safety criteria and can endure the rigors of transportation.
Older mobile homes may require rehabilitation or upgrades to meet contemporary safety standards. This could entail reinforcing the structure, modernizing electrical and plumbing systems, or enhancing insulation. You should seek advice from a licensed contractor or experienced mobile home mover familiar with Michigan regulations to facilitate the necessary enhancements. Here is the State of Michigan Moving Mobile Home Module that can guide you while deciding how to move a mobile house in Michigan.
What is the Average Lot Rent For a Mobile Home in Michigan?
ManufacturedHomeLiving.org stated that Michigan’s average lot rent with trash pick-up is $258. A Lot rent refers to the rental contract or lease over private land. You must pay a free month to have your mobile house on the lot, which often includes a yard or garden. Most lots are about 960–2,400 square feet, with some going as high as 3,600 square feet, especially for triple–wide mobile homes. A lot size must be 40 feet wide for a mobile home to fit well.
Is There Property Tax On Mobile Homes In Michigan?
Mobile homes situated in parks are not charged property tax. Still, the State of Michigan charges the Township to assess personal property taxes on items you own that are adjacent to or near the mobile house, such as sheds, porches, awnings, decks, or carports. Township assesses these items as 50% of the market value and depreciates.
Mobile homes are not taxed on their own because they are titled properties, which means they have a State of Michigan title. However, because you pay Lot rent for the land your mobile house is situated on, any change or addition to the lot property is considered “leasehold improvements”. It is taxable under the State tax law.
According to the Lincoln Institute of Land Policy, Mobile homes situated and occupying space within a trailer coach park must pay a tax in place of property tax of $3 per month,
If you possess or lease a mobile home as of December 31st, commonly referred to as “tax day,” you are accountable for taxes calculated on the taxable value of the ensuing items. Moreover, if the seller neglected to settle the taxes due for previous years on the mobile home you presently inhabit, you may also bear responsibility for those unpaid taxes.
Here are the items that are assessed and taxed as leasehold personal property:
- Detached sheds and outbuildings are supported by concrete slabs, posts, piers, or skids, regardless of whether they have floors.
- Attached are sheds supported by concrete slabs, posts, piers, or skids, regardless of whether they have floors.
- Attached are carports and porches.
- Concrete floors, sidewalks, patios, etc., are not included in the park’s provided pad.
- Attached garages.
- Wood decks and porches, with or without a chassis.
- On-site-built or pre-cast porches.
- Additions constructed on or added to the original unit, with or without a chassis.
- Other improvements are designated as “leasehold Improvements” by the Township Assessing staff.
How To Sell A Mobile Home In Michigan?
Here are the steps to follow to sell a mobile house in Michigan:
Step 1: Get a Complimentary Market Analysis
The initial step in selling your mobile home involves obtaining an accurate assessment of both the local market conditions and your property’s resale and wholesale value. You can contact a professional body for assistance in this area.
Step 2: Determine Your Selling Price
Once you understand the value of your mobile home and lot, you can establish the price you’re willing to accept. This figure may be influenced by factors such as whether you own the house outright or have an outstanding mortgage. Additionally, your desired timeline for selling will impact your pricing strategy; typically, a faster sale necessitates a lower price.
Step 3: List Your Mobile Home for Sale
You can contact a mobile home body specializing in facilitating mobile home transactions to help list your mobile home for sale. The professional body can also help you in closing an offer.
Step 4: Receive an Offer
Alternatively, depending on factors such as the age, condition, and selling price of your mobile home, selling it might take a shorter or longer time. The faster you want to sell it, the less you have to sell it.
Note:
To facilitate the sale of your mobile home in Michigan, you must:
- Draft a Bill of Sale with your buyer to formalize the transaction.
- Ensure you have the mobile home title readily available for the new owner to review beforehand. The title serves as conclusive evidence of homeownership and is an essential requirement.
- Furnish your potential buyer with printed copies of the rules and pertinent documents.
Preparing all necessary documentation instills confidence in potential buyers, demonstrating your commitment as a serious seller.
Do You Need a License To Sell Mobile Homes in Texas?
Although the sale of a manufactured home (without real estate) typically necessitates a distinct license from the Texas Department of Housing and Community Affairs (TDHCA), an exemption exists under TDHCA regulations. This exemption allows a Texas Real Estate Commission (TREC) license holder to sell a single manufactured home within a 12-month without acquiring a TDHCA license. You can review the Mobile Homes License Requirements for detailed information on the requirements and conditions.
Frequently Asked Questions (FAQs)
Can I put a mobile home on my property in NY?
Installing a manufactured home requires obtaining a Building Permit, a requirement applicable to privately owned properties and mobile home parks. Furthermore, there are newly mandated regulations in New York State that demand certification by installers and mechanics, enforcement of which is overseen by this department.
Can I put a mobile home on my property in Indiana?
An individual who situates or permits the placement of a mobile home on any land under their ownership, possession, or control must promptly notify the assessor of the Township where the land is situated. In cases where there is no township assessor, the report should be directed to the county assessor. This notification must be made within a thirty (30) day timeframe.
Can I put a mobile home on my property in Florida?
Certain regions in Florida allow for the placement of mobile homes on conventional parcels. The process is straightforward—similar to purchasing a residential lot in either urban or rural areas of Florida and relocating your mobile home onto it.
How many mobile homes can you put on 1 acre of land in Georgia?
Every mobile home space must encompass a minimum area of 4,500 square feet and be sized adequately to meet county and state health regulations. The total number of spaces per gross acre should not exceed eight.
Can I build my own mobile home in the UK?
Mobile homes and static caravans are typically made in a factory and transported to the site fully assembled in one or two sections. Nevertheless, they can also be built on-site, provided they adhere to the Caravans Act and other pertinent regulations.
Conclusion
For those asking, “Can I put a mobile home on my parents property?” you now understand that you can put it on your parents’ property if they consent and you fulfill all the legal and financial obligations. Ensure you obey and stick to the laws of the land as you live peacefully in your mobile home.
