Zippay is one of the most popular apps for buy now pay later covering over 5 countries and it is not surprising to be looking for the best apps like Zippay Australia or any app that serve an alternative purpose like Zippay.
The truth is, looking at the US, UK, Canada, and Australia, you will discover a lot of apps like Zippay but this post would be dedicated to Australia as the primary focus to show you some really cool Zippay alternatives.
When we talk about similar apps to Zippay it is important to first of all understand the functions of Zippay before looking for other apps like Zippay that can help you pay on demand and pay later.
What Is Zippay App?
Currently, Zippay operates in 4 different countries including the United States, Australia, New Zealand, and Canada. Zippay allows you to instantly pay for your online shopping and pay later. a lot of popular stores support Zippay including Amazon, Target, Walmart, Bestbuy, Old Navy, Zara, etc.
Zippay has an online Google Chrome extension that allows you to instantly have access to your installment payments right on the stores you love to shop from. With Zippay, you can shop and spread your repayment plan into 4 installments of up to 6 weeks.
The Zippay app also has all the supported stores in the app and you can just search within the app for what you want and agree to Zippay terms and conditions to use the Zippay app for your store payments.
Top 10 Apps Like Zippay Australia
There are many buy now pay later apps in Australia but here we are going to look at the best apps like Zippay in Australia that you can use today. With that being said let us get into the business of the day.
Here are the top 10 apps that are similar to ZipPay:
- Afterpay
- Klarna
- Laybuy
- Sezzle
- Affirm
- Splitit
- Humm
- Openpay
- Clearpay
- Certegy Ezi-Pay.
1. Afterpay
Afterpay is currently one of the best apps like Zippay Australia which provide a buy now, pay later service that allows customers to make purchases on the stores they love and pay for them in installments, rather than all at once.
With Afterpay, you can pay for your purchase over four equal payments even though you don’t have the money in full. The installment payments would be due every two weeks after payments. As one of the similar apps like Zippay, Afterpay is available at many online and in-store retailers and can be used for purchases ranging from clothing and beauty products to furniture and electronics.
2. Klarna Bank AB
Klarna Bank AB is also one of the best other apps like Zippay. Klarna is a popular fintech company that provides buy now, pay later, and financing solutions for consumers and businesses.
Klarna works for businesses and customers by allowing customers to make purchases and pay for them in installments, rather than all at once. Klarna offers a range of services, including Pay Later, which allows customers to pay for their purchases up to 14 days after delivery, and Slice It, which allows customers to pay for their purchases in monthly installments with fixed interest rates.
3. Laybuy
Laybuy is another great apps like Zippay that works in a similar category to provide a buy now pay later service to customers to make purchases on their partnered stores and pay for them in installments instead of paying at once.
While Zippay allows installment payments up to 4 times in 2 weekly installments, Laybuy allows you to pay in 6 installments at 1 weekly payment. For both of them, you would have to pay your first installment at the time of your purchase.
Laybuy works with many online stores including Amazon, Target, Walmart, BestBuy, ETSY, and in-store retailers. You can shop a variety of products within the app ranging from clothing, furniture, electronics, etc. Laybuy is also available in Australia, the United Kingdom, the USA, and New Zealand.
4. Sezzle
If you need good other apps like Zippay, your next go-to option would be Sezzle. It is another great buy now, pay later service provider that allows customers to make purchases and pay for them in installments.
Sezzle helps customers to instantly pay for their purchases over four bi-weekly payments, with the first portion due at the time of purchase. Although this app is not available in Australia but operates in the United States and Canada alone but serves as a great alternative to Zippay.
5. Affirm
Affirm is a financial technology company that offers point-of-sale financing for online and in-store purchases. It is one of the great alternative apps like Zippay. Affirm allows customers to make purchases and pay for them in installments either weekly or monthly with good interest rates without late fees.
With Affirm, you can choose from different loan options that include paying for their purchases in fixed monthly payments over 3, 6, or 12 months, with clear and simple interest rates. As an alternative app like Zippay, it is also available in Australia, the United States, and Canada.
6. Splitit
Splitit is another great alternative apps like Zippay that provides Installment as a service to merchants and also buy now pay later to customers. Merchants can accept credit card payments on their websites and provide a white label buy now pay later solution to customers.
Also, customers can choose to pay once or pay in 4 installment payments with fixed interest rates without late repayment fees or hidden charges.
7. Humm
Humm is a buy-now pay-later financial service provider in Australia. It provides you with a credit card that can be linked to your ApplePay or GooglePay account and used across online shopping platforms.
Humm as one of the best similar apps like Zippay supports installment payments in-store and online without having to pay all at once. With Humm, customers can choose to pay for their purchases over 10, 12, or 24 months, with fixed interest rates, no credit checks, and no late fees.
8. Openpay
Just like Zippay, Openpay is an award-winning Australian fintech company for buy now pay later. Openpay which has recently been in the news was founded in 2013 and provides BNPL services to customers and can spread payments from 1 month to 24 months with access to funding up to $20,000.
Openpay is available at many popular online and in-store retailers and can be used to purchase items, products, and services ranging from health and beauty products to home improvement and electronics products with supporting stores.
9. Clearpay
Clearpay is a UK fintech and e-commerce company that support buy now, pay later service to customers. It has a lot of stores that accept Clearpay payments as a payment option for customers for both online and in-store purchases.
Clearpay works in such a way that you would need to get a Clearpay card that you can use for shopping, link to payment gateways like Apple pay, Google pay, etc, and use their payment-on-demand solutions.
10. Certegy Ezi-Pay
Certegy Ezi-Pay is our top 10th apps like Zippay Australia. It is a payment plan provider based in Australia that offers interest-free payment options for a wide range of products and services. Certegy Ezi-Pay is a good example of other apps like Zippay for customers to pay for their purchases in installments by spreading it across 4 weeks.
It increases customer purchasing power by making it easy for them to pay for what they want and pay the rest in small portions without heavy fees but with fixed interest.
Is There Anything Else Like Zippay
Yes, there are a lot of other apps like Zippay which include Afterpay, Klarna, Laybuy, Sezzle, Affirm, Splitit, Humm, Openpay, Clearpay, and Certegy Ezi-Pay.
These apps are all buy now, pay later services providers that allow customers to make purchases and pay for them in installments instead of paying at once. Each of these apps has its own unique features and terms, so it’s a good idea to compare them to determine which one is the best fit for your needs.
Similar Apps To Zippay
The top similar apps to Zippay are:
- Afterpay
- Klarna
- Laybuy
- Sezzle
- Affirm
- Splitit
- Humm
- Openpay
- Clearpay
- Certegy Ezi-Pay.
Other Apps Like Zippay
In this post, we covered the top 10 other apps like Zippay. And the best other apps like Zippay include Zippay which include Afterpay, Klarna, Laybuy, Sezzle, Affirm, Splitit, Humm, Openpay, Clearpay, and Certegy Ezi-Pay.
These apps are all buy now, pay later services providers that allow customers to make purchases and pay for them in installments instead of paying at once. Each of these apps has its own unique features and terms, so it’s a good idea to compare them to determine which one is the best fit for your needs.
